SSS, PhilHealth, and Pagibig CalculatorThe three mandatory contributions from one monthly salary

Enter monthly basic salary and get the employee and employer shares for all three funds, on the schedules in force now: SSS Circular 2024-006, the 5% PhilHealth premium for 2026, and the ₱10,000 Pagibig fund salary cap.

Contributions come out before tax, so they lower your withholding as well as fund your benefits. The employer shares never touch your payslip; they are a cost on top of salary.

Model used here: SSS at 15% of the monthly salary credit, the salary rounded to its ₱500 bracket between the ₱5,000 floor and ₱35,000 ceiling and split 10% employer and 5% employee, plus the employer's EC of ₱10 or ₱30; PhilHealth at 5% of salary between ₱10,000 and ₱100,000, split equally; Pagibig at 2% each on compensation up to the ₱10,000 fund salary, the employee rate dropping to 1% at ₱1,500 and below. Cross check a payslip against the full SSS schedule where the salary sits near a bracket edge.

Where these numbers flow

Each fund has its own remittance schedule and portal, and the amounts also feed the withholding computation because taxable compensation is pay after these deductions.

Questions people actually search

Sino ang nagbabayad, ako o ang employer?

Both. Each contribution splits between an employee share deducted from pay and an employer share paid on top of it.

Are contributions taxable?

No. Mandatory contributions are deducted before computing taxable compensation, which lowers the withholding tax.

Saan galing ang SSS amount dito?

From the salary credit schedule in SSS Circular 2024-006. The salary is rounded to its bracket, then charged 15%, split 10% employer and 5% employee, with the employer's EC amount added on top.

Bakit may EC sa employer share?

Employees' Compensation is a separate SSS-administered programme funded by the employer alone: ₱10 a month up to a ₱14,500 salary credit and ₱30 from ₱15,000 up.

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