SSS, PhilHealth, and Pagibig CalculatorThe three mandatory contributions from one monthly salary
Enter monthly basic salary and get the employee and employer shares for all three funds. PhilHealth and Pagibig follow simple formulas; SSS is approximated from the salary credit schedule and must be verified against the official table for payroll.
Contributions come out before tax, so they lower your withholding as well as fund your benefits. The employer shares never touch your payslip; they are a cost on top of salary.
Model used here: SSS at 15% of an approximated salary credit between the floor and ceiling, split 10% employer and 5% employee; PhilHealth at 5% of salary within its floor and ceiling, split equally; Pagibig at 2% each on salary up to the fund cap.
Where these numbers flow
Each fund has its own remittance schedule and portal, and the amounts also feed the withholding computation because taxable compensation is pay after these deductions.
Questions people actually search
- Sino ang nagbabayad, ako o ang employer?
- Both. Each contribution splits between an employee share deducted from pay and an employer share paid on top of it.
- Are contributions taxable?
- No. Mandatory contributions are deducted before computing taxable compensation, which lowers the withholding tax.
- Saan galing ang SSS amount dito?
- From an approximation of the salary credit schedule. Payroll should always use the official published table.
Related
Payroll that keeps every schedule current.
mybizmate maintains the fund tables so each payslip deducts the right shares without a lookup.